Use Offrd at no cost for your own team and for client work. Refer your SMEs and startups to Offrd to keep the benefits active. Simple, transparent, built for India.
No credit card needed. Data hosted in India. You can cancel anytime. Starts at just ₹66 per offer letter if your clients prefer pay-per-use instead of full plans.
Why does CTC never match take home pay?
CTC is what the employer spends. Take home is what reaches the employee bank account. Between the two sit the employer provident fund contribution, the employer employee state insurance share where it applies, gratuity provisioning, any insurance premium loaded into the number, and then the employee side deductions. None of that is hidden, but a single annual figure in an offer letter hides all of it.
The gap surprises new joiners in India more than anything else in the first month. Writing the monthly breakup into the offer letter removes the surprise before it becomes a resignation.
On the joining date, or within the first few days. Waiting until the end of probation is common and it is a mistake, because the terms that govern probation itself sit inside the appointment letter. An employee who is confirmed without ever signing one has been working on an offer letter and a set of assumptions.
For a growing company in India, the practical rule is simple. Offer letter at acceptance, appointment letter on day one, confirmation letter at the end of probation, and every one of them generated from the same stored terms so the three documents agree.
Usually because the deductions are not explained. Provident fund at 12 percent of basic and dearness allowance, employee state insurance at 0.75 percent of gross where the wage ceiling applies, professional tax where the state levies it, and tax deducted at source under section 192. Four different bases, four different rules, and a single net figure at the bottom.
Showing the base alongside the deduction ends most of those conversations. So does keeping the salary structure stable, because a change in the basic pay share moves provident fund and gratuity at the same time.
Does a labour welfare fund contribution apply here?
Only some states run a labour welfare fund, and where one exists both the employee and the employer contribute small fixed amounts set by the state. Collection is monthly in some states, half yearly or annual in others, and the coverage threshold is set by the state Act.
For a single state employer it is a minor task once or twice a year. For a company with offices in several states it gets fiddly, because the amount, the frequency and whether the fund exists at all change at the border.
Is the employer provident fund contribution part of CTC?
At most Indian companies, yes. It is a cost the employer carries, so it is included in CTC, but it never appears in take home pay. The same is true of gratuity provisioning where the employer shows it.
Why is Offrd free for CA firms?
Most SMEs discover HR tools through their Chartered Accountant. We want to make that journey easy. You use Offrd free. Your clients get a smooth start.
What you get
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Free Offrd access for 1 year (up to 25 employees)
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50 free credits on signup
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Payslip generator with PF, ESI, PT fields
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Priority onboarding support for your firm
What your clients get
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1 month free (postpaid plans only) when they sign up via you
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Offer, joining, probation, increment and exit letters
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Attendance and leave tracking that fits hybrid teams
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Built-in PF, ESI and Professional Tax calculations
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Pay-per-use starts at ₹66 per offer letter, ideal for small clients testing the waters
*Free access for 1 year for eligible CA firms (up to 25 employees). Terms apply.
Partner program terms
Eligibility: Chartered Accountant firms registered in India; free plan valid for 1 year for firms with up to 25 employees (terms apply).
Free usage: Enabled for the CA firm account once onboarded. To keep benefits after 1 year, Offrd may require an active referral cadence or plan selection.
Client perk: Referred clients receive a one month free start (postpaid plans only; not applicable on prepaid plans).
Pricing note: Postpaid discounts and ₹66 per offer letter pay-per-use option available. Prices inclusive of GST.
Verification: Offrd may verify referral authenticity and firm details.
Fair use: Excessive or automated account creation is not allowed.
Straightforward answers about the partner program.
What does the CA partner program involve?
You register your CA firm on Offrd and get free access for your own team for one year (up to 25 employees). You can then share Offrd with your SME and startup clients. There is no commission structure, the benefit is free access and a discount on document usage for your clients.
How long does the free period last?
Free access runs for one year from the date your firm is onboarded. Offrd may require an active referral cadence or plan selection to continue benefits beyond that period. Terms apply and are confirmed at onboarding.
What does my client get when I refer them?
Referred clients on postpaid plans receive one month free at the start. Pay-per-use clients can access documents from ₹66 per offer letter. The perk applies to postpaid plans only, not prepaid.
Is there a limit on how many clients I can refer?
No set cap. You can share Offrd with as many clients as you advise. Offrd may verify referral authenticity and reserves the right to review accounts for fair use.
What HR documents does Offrd support?
Offer letters, appointment letters, probation and confirmation letters, increment and promotion letters, separation letters, experience letters, and payslips. See the full list at HR Documents.
